Privacy Policy
Last updated: 14 January 2026
1. Introduction
Money Magnet Partnership ("we", "us", "our") is committed to protecting your privacy and ensuring that your personal information is collected, used, stored, and disclosed in a lawful, transparent, and secure manner in accordance with the Protection of Personal Information Act, 2013 (POPIA) and other applicable laws.
This Privacy Policy explains how we, as the responsible party under POPIA, process your personal information when you visit our website https://money-magnet.co.za (including any subdomains), enroll in or access our online courses, make purchases, sign up for newsletters, or interact with us.
By providing us with your personal information or using our website/services, you agree to the terms of this Policy. If you do not agree, please do not provide us with your information or use our services.
2. Contact Details and Information Officer
- Responsible Party: Money Magnet Partnership Physical
- Address: Brooklyn, Cape Town, 7405, South Africa
- Contact Email (for privacy queries): [email protected]
Our Information Officer (responsible for POPIA compliance) can be contacted at: [email protected]
3. Personal Information We Collect
We collect the following categories of personal information:
- Identification and Contact Data: Name, email address, phone number, physical address (e.g., when enrolling in courses or creating an account).
- Financial Data: Payment details (e.g., card information – processed securely via third-party gateways; we do not store full card details).
- Technical and Usage Data: IP address, browser type, device information, pages visited, time spent, cookies/analytics data (via tools like Google Analytics).
- Marketing and Preferences Data: Preferences for receiving communications, unsubscribe/opt-out choices.
We do not collect special personal information (as defined in POPIA, e.g., health, race, religion) or information about children under 18. We do not carry out automated decision-making or profiling that produces legal effects.
4. How We Collect Your Personal Information
- Directly from you: When you fill forms (e.g., enrollment, contact, purchase), sign up for newsletters, or communicate with us.
- Automatically: Via cookies, trackers, and analytics tools when you browse our site (e.g., for site functionality and improvement).
Providing certain information (e.g., name/email for course enrollment) is mandatory to provide our services; failure to provide it may prevent access to courses or completion of purchases. Other data (e.g., marketing preferences) is voluntary.
5. Purposes for Processing Your Personal Information
We process your personal information for the following purposes:
- To provide and manage our online courses (e.g., enrollment, access, support) – lawful basis: performance of a contract (or steps to enter one).
- To process payments and transactions – lawful basis: performance of a contract.
- To send marketing communications (e.g., newsletters about courses/offers) – lawful basis: consent (you opt-in; easy unsubscribe provided).
- To analyze site usage, improve services, and ensure security/fraud prevention – lawful basis: legitimate interests (balanced against your rights; we may conduct assessments).
- To comply with legal obligations (e.g., tax, accounting).
We only process for the original purpose or compatible ones. If we need a new purpose, we will notify you and obtain consent where required.
6. Sharing Your Personal Information
We may share your personal information with:
- Third-party service providers ("operators" under POPIA) such as payment gateways (e.g., PayFast), email platforms (e.g., Mailchimp), analytics providers (e.g., Google), hosting/cloud services.
- These operators process data on our behalf under strict contracts ensuring POPIA compliance.
We do not sell your personal information.
Cross-border transfers: Some providers (e.g., Google) store data outside South Africa (e.g., USA). We ensure adequate protection via operator agreements, standard contractual clauses, or other safeguards permitted by POPIA (Section 72).
7. Retention of Personal Information
We retain your personal information only as long as necessary for the purposes above, or as required by law (e.g., financial records for tax). Once no longer needed, we securely delete or anonymize it. You can request deletion (subject to legal exceptions).
8. Security of Your Personal Information
We implement reasonable technical and organizational measures (e.g., encryption where applicable, access controls, careful protection practices) to safeguard your information against loss, misuse, unauthorized access, disclosure, alteration, or destruction.
In case of a data breach, we will notify you and the Information Regulator as required by POPIA.
9. Your Rights as a Data Subject
Under POPIA, you have the right to:
- Access your personal information we hold.
- Request correction/deletion (where lawful).
- Object to processing (especially for marketing or legitimate interests).
- Withdraw consent (where processing is based on consent; this won't affect prior processing).
- Lodge a complaint with the Information Regulator (contact: inforegulator.org.za or [email protected]).
To exercise these rights, email us at [email protected]. We will respond within reasonable timeframes (usually 30 days).
10. Cookies and Tracking
We use cookies and similar technologies for functionality, analytics, and (in future) targeted ads. A separate cookie policy/banner is planned. You can manage preferences via browser settings or our upcoming banner.
11. Changes to This Policy
We may update this Policy. Changes will be posted here with the updated date. Continued use constitutes acceptance.
12. Complaints
If you have concerns, contact our Information Officer first. If unresolved, contact the Information Regulator: JD House, 27 Siemens Street, Braamfontein, Johannesburg, 2001 | [email protected].
Thank you for trusting us with your information!